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Such membership is also known as ‘fixed rate’ otherwise ‘fixed identity’ put or discounts membership. Extremely high-give discounts accounts has a varying APY, which means that the fresh yield try at the mercy of alter from the bank’s discretion. And a high APY, an informed high-give discounts membership wear’t charge fees and now have reduced minimum put criteria. The brand new profile about this checklist is Bankrate’s higher-rated deals profile on the higher APYs.

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